ESTO instalments – do not wish to pay for the whole
amount at once? Pay by installments!
Purchase your product and pay over time with ESTO instalments – the most low-cost and user-friendly
installment loan in Estonia! ESTO instalments offers easy financing – without a catch. There are no gimmicks
like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.
Using ESTO instalments at checkout is extremely simple, convenient and fast. Just select suitable period and
insert your contact details for a real-time decision – complete your purchase within 60 seconds!
Add products to cart and for payment method select ESTO
instalments in check out. Pick a loan period that fits your
budget and complete the purchase with digital signing (Mobile-
ID, Smart-ID or ID-card signature). Simple as that!
When making a purchase using ESTO instalments you receive
the product right away (store ships your order immediately).
ESTO instalments can be used for making larger purchases as
well as smaller ones.
People, who qualify for ESTO instalments, must remain in the
age range of 18-70 years and have an Estonian citizenship.
ESTO instalments conditions:
- Interest rate from 0%
- Contract fee from 0 EUR
- Period up to 4 years
Installment loan is provided by ESTO AS. Review the terms and conditions at www.esto.ee and consult with our
expert. The installment loan is a financial obligation. Please assess your financial position and think about
whether you really need the loan before you submit the application, so you can be sure that you are able to
repay the loan in a timely manner. The monthly payment is 146.37€ and annual rate of charge is 34.74% on
the following sample terms and conditions: loan amount 1500€, annual interest rate of 14.90% on the
outstanding balance (fixed), contract fee 14.90€ and repayment period of 12 months.